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| The Process is Simple |
| Golden Settlements will review and evaluate the policy. Upon evaluation, Golden Settlements will then present your policy to various investors in the financial markets. Then, Golden Settlements will extend a dollar offer to the policyholder based on a number of factors including the policy’s death benefit discounted by underwriting criteria. Upon your acceptance, the new investor(s) will become the policyholder of record and will continue to pay the premiums and ultimately collect the death benefits. The original policyholder will then receive a one time cash payment for the policy, often significantly larger than the surrender value of the policy! |
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| Qualified individuals must |
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- Be at least 72 years of age
- Own an insurance policy with face amount of at least $100,000 for at least 2 years
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